Justin HerseySpend less, invest the surplus.The math is easy, but changing behavior and cultivating good financial habits is hard.2 min read·Feb 28, 2021----
Justin HerseyRisk and moneyI’ve had friends tell me that they choose not to invest in the stock market because it’s too risky. These same friends prefer the safety…2 min read·Feb 28, 2021----
Justin HerseyWhat is the 401(k) contribution maximum?For 2020 the IRS max contribution to a 401(k) is $19,500. You may want to designate an amount to be deducted from each paycheck and…1 min read·Feb 28, 2021--1--1
Justin HerseyInsight #3Analyze your wants and needs. Scrutinize your needs, and relentlessly prune both needs and wants.1 min read·Sep 23, 2020----
Justin HerseyInsight #2Understanding personal finance is not hard. Cultivating and consistently exhibiting the behaviors required to achieve financial freedom is…1 min read·Sep 23, 2020----
Justin HerseyInsight #1Dissatisfaction and lack of fulfillment exist in the gap between expectation and reality.1 min read·Aug 26, 2020----
Justin HerseyQuick ways to reduce spendingUse the savings to build an emergency fund or invest and improve your finances2 min read·Jul 18, 2020--1--1